Perspectives

Looking for your first home is an exciting and overwhelming experience. Before the house-hunting begins, a first time home buyer should be aware of mortgage qualification requirements. An understanding of the process will allow you to determine whether you need to make any financial changes before applying for a loan. By taking just a few simple steps, you can vastly improve the likelihood that your mortgage will be approved. …

If you have ever been served with paperwork to foreclose on your home or other real property such as a commercial building or rental property, you know that it can be one of the most stressful events imaginable. However, that stress can be alleviated by understanding the foreclosure process and what your options are. To that end, I have put together answers to several frequently asked questions by persons facing foreclosure in Wisconsin. …

When renting an apartment, home, townhome,  duplex, or other type of rental property in Minnesota,  there are many different concerns that may arise during the process. However, fear of discrimination should not be one of them.

The Federal Fair Housing Act and the Minnesota Humans Rights Act prohibit housing discrimination based on: …

Many first-time home buyers are perplexed by the unfamiliar forms and processes involved in residential real estate transactions. From the initial offer to closing, real estate purchases normally follow a series of steps designed to protect buyers and sellers from one another and from acting with unwarranted haste. …

Facing a foreclosure situation can be an overwhelming experience. This is especially so when you do not know where to begin. When life situations occur where paying your bills becomes difficult, paying your mortgage under the current payment terms can become nearly impossible. This does not mean that you are without options, however. …

Many people get a great deal of enjoyment out of their timeshares. They like returning to a familiar location, and having all the comforts of home with none of the maintenance concerns. However, there are a number of people who encounter unanticipated difficulties and come to regret purchasing their timeshare. There are a rising number of scams targeting these unhappy timeshare owners. Here are some factors to consider before purchasing a timeshare, as well as some tips for current timeshare owners, to avoid falling victim to a scam. …

Many homeowners are forced to face the reality of foreclosure. After the housing market crash, a large number of individuals have found themselves owing more than their property is worth. In case you or someone you know are falling behind on your mortgage payments and facing foreclosure, we would like to provide you with a walk-through of what to expect. …