Perspectives

On April 16, 2013, Jeff Nicolet and Dan Reich led several roundtable discussions at the National Association of Elevator Contractors’ spring educational conference in Dana Point, California. The presentations focused on terms and conditions in contracts and maintenance agreements, lien and bond claims in construction projects, commercial litigation, attorney fees and liquidated damages. The engaging discussions involved various members of the elevator industry. …

Most Americans have used credit cards in some form or fashion – especially for vacations, car repairs, and sometimes for everyday expenses when money is tight. Unfortunately, these payments add up and, for many, become quite a financial hardship. What are your options in this situation? …

On April 16, 2013, Jeff Nicolet and Dan Reich will lead several roundtable discussions at the National Association of Elevator Contractors’ spring educational conference. Their presentation, “Collections: Improving Your Cash Flow,” will focus on terms and conditions in contracts and maintenance agreements, lien and bond claims in construction projects, commercial litigation, attorney fees, and liquidated damages. The conference will be held April 13-16 in Dana Point, California. …

Joint bank accounts offer a convenient way for couples to budget, pay shared bills, and ensure easy access to the assets of the account, in the event of one person’s death. A joint account can also offer an exciting opportunity to solidify trust in a relationship. This excitement can quickly turn into a nightmare, however, when a judgment creditor has the account frozen due to one person’s debt. …

Companies both small and large  have a strong desire to export their products abroad.  Viable markets, proper infrastructure, product support needs, and ensuring payment are all incredibly important considerations, however once the decision has been made to ship, the question becomes how to ensure the product gets out the door and to its destination. …

Historically,  most credit departments have provided their customers with paper credit applications,  to be filled out by hand and  carried or sent back, by fax or mail. This has been the common approach for decades. However, with the explosion of Internet use over the last ten years and its expanded capacity for rapidly moving information, transactions that used to be accomplished with paper are fast moving to electronic forms. One example of this occurred on September 11, 2001. …

Debt collectors have become an issue that many people have to face. Given the current state of our nation’s economy, many people find themselves unemployed, underemployed, or simply in a position in which they are unable to pay all their bills. This is a position in which no one wants to be, but have ended up in as a result of circumstances. While you may owe the debt legitimately, you are not without rights. Other times, companies may not have the correct records and send your account off to collections erroneously. Following is a list of protections on your side, no matter how you ended up having to deal with a debt collector. …