Consumer Finance

5 Red Flags When Using Craigslist

As you are probably aware, Craigslist is an online classified advertisement arena where anyone can post items or services that are for sale. However, the site is also a haven for scammers, who prey on unsuspecting buyers and sellers. The following situations described will help you distinguish between a valid post and a swindler.

Your Rights Under the Fair Debt Collection Practices Act

Debt collectors have become an issue that many people have to face. Given the current state of our nation’s economy, many people find themselves unemployed, underemployed, or simply in a position in which they are unable to pay all their bills. This is a position in which no one wants to be, but have ended up in as a result of circumstances. While you may owe the debt legitimately, you are not without rights. Other times, companies may not have the correct records and send your account off to collections erroneously. Following is a list of protections on your side, no matter how you ended up having to deal with a debt collector.